Call reports 2021
COMMERCIAL STATE BANK — 2021
What COMMERCIAL STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 104,024,000 | 106,137,000 | 107,655,000 | 109,476,000 |
| Total loans | 38,825,000 | 39,417,000 | 37,303,000 | 36,542,000 |
| Allowance for loan losses | 523,000 | 533,000 | 542,000 | 452,000 |
| Securities available for sale | 29,303,000 | 33,887,000 | 33,054,000 | 32,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,667,000 | 95,290,000 | 96,501,000 | 98,791,000 |
| Interest-bearing deposits | 49,242,000 | 50,023,000 | 50,964,000 | 51,261,000 |
| Noninterest-bearing deposits | 45,425,000 | 45,267,000 | 45,537,000 | 47,530,000 |
| Equity capital | 8,609,000 | 10,095,000 | 10,380,000 | 9,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 1,634,000 | 2,400,000 | 3,144,000 |
| Interest expense | 32,000 | 61,000 | 90,000 | 116,000 |
| Net interest income | 690,000 | 1,573,000 | 2,310,000 | 3,028,000 |
| Noninterest income | 221,000 | 422,000 | 812,000 | 1,008,000 |
| Noninterest expense | 722,000 | 1,436,000 | 2,142,000 | 2,983,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 189,000 | 559,000 | 980,000 | 1,153,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 189,000 | 559,000 | 980,000 | 1,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,867,000 | 9,160,000 | 9,487,000 | 9,216,000 |
| Total capital | 8,371,000 | 9,692,000 | 10,011,000 | 9,668,000 |
| Risk-weighted assets | 40,272,000 | 42,533,000 | 41,931,000 | 42,577,000 |