Call reports 2017
COMMERCIAL STATE BANK — 2017
What COMMERCIAL STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,343,000 | 78,375,000 | 79,775,000 | 78,698,000 |
| Total loans | 41,217,000 | 39,141,000 | 41,347,000 | 41,894,000 |
| Allowance for loan losses | 583,000 | 585,000 | 591,000 | 582,000 |
| Securities available for sale | 17,658,000 | 21,119,000 | 23,414,000 | 23,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,088,000 | 71,104,000 | 72,303,000 | 71,794,000 |
| Interest-bearing deposits | 40,918,000 | 42,095,000 | 42,990,000 | 43,288,000 |
| Noninterest-bearing deposits | 27,170,000 | 29,009,000 | 29,313,000 | 28,506,000 |
| Equity capital | 6,336,000 | 6,376,000 | 6,585,000 | 6,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,533,000 | 2,347,000 | 3,198,000 |
| Interest expense | 34,000 | 69,000 | 105,000 | 140,000 |
| Net interest income | 729,000 | 1,464,000 | 2,242,000 | 3,058,000 |
| Noninterest income | 230,000 | 446,000 | 660,000 | 875,000 |
| Noninterest expense | 635,000 | 1,268,000 | 1,910,000 | 2,716,000 |
| Provision for loan losses | 0 | 0 | 0 | 309,000 |
| Pretax income | 324,000 | 642,000 | 986,000 | 902,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 324,000 | 642,000 | 986,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,424,000 | 6,204,000 | 6,434,000 | 6,192,000 |
| Total capital | 6,964,000 | 6,729,000 | 6,993,000 | 6,755,000 |
| Risk-weighted assets | 43,116,000 | 41,920,000 | 44,690,000 | 45,003,000 |