Call reports 2006
COMMERCIAL STATE BANK — 2006
What COMMERCIAL STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,143,000 | 45,586,000 | 45,310,000 | 44,416,000 |
| Total loans | 22,896,000 | 22,485,000 | 23,114,000 | 22,813,000 |
| Allowance for loan losses | 311,000 | 310,000 | 311,000 | 310,000 |
| Securities available for sale | 15,239,000 | 17,194,000 | 17,064,000 | 16,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,597,000 | 41,306,000 | 40,517,000 | 39,821,000 |
| Interest-bearing deposits | 26,194,000 | 26,108,000 | 27,204,000 | 27,171,000 |
| Noninterest-bearing deposits | 13,403,000 | 15,198,000 | 13,313,000 | 12,650,000 |
| Equity capital | 3,977,000 | 3,680,000 | 4,150,000 | 3,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,403,000 | 2,180,000 | 2,936,000 |
| Interest expense | 108,000 | 224,000 | 347,000 | 486,000 |
| Net interest income | 573,000 | 1,179,000 | 1,833,000 | 2,450,000 |
| Noninterest income | 162,000 | 320,000 | 482,000 | 646,000 |
| Noninterest expense | 447,000 | 923,000 | 1,447,000 | 2,088,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 192,000 | 480,000 | 761,000 | 720,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 480,000 | 761,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,247,000 | 4,213,000 | 4,476,000 | 4,015,000 |
| Total capital | 4,558,000 | 4,523,000 | 4,787,000 | 4,325,000 |
| Risk-weighted assets | 27,467,000 | 26,931,000 | 26,913,000 | 26,702,000 |
Machine access — free, no API key
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