Call reports 2012
UMB BANK COLORADO, NATIONAL ASSOCIATION — 2012
What UMB BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 1,604,250,000 | 1,623,434,000 | 1,619,356,000 |
| Total loans | 699,403,000 | 730,741,000 | 732,202,000 |
| Allowance for loan losses | 6,342,000 | 6,285,000 | 6,254,000 |
| Securities available for sale | 777,001,000 | 740,364,000 | 740,694,000 |
| Securities held to maturity | 11,478,000 | 11,411,000 | 11,255,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,127,324,000 | 1,084,882,000 | 1,101,019,000 |
| Interest-bearing deposits | 986,839,000 | 964,456,000 | 980,876,000 |
| Noninterest-bearing deposits | 140,485,000 | 120,426,000 | 120,143,000 |
| Equity capital | 167,676,000 | 172,050,000 | 177,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 10,637,000 | 21,391,000 | 31,924,000 |
| Interest expense | 685,000 | 1,321,000 | 1,917,000 |
| Net interest income | 9,952,000 | 20,070,000 | 30,007,000 |
| Noninterest income | 2,722,000 | 5,151,000 | 7,805,000 |
| Noninterest expense | 8,221,000 | 16,887,000 | 25,280,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 5,140,000 | 9,518,000 | 13,716,000 |
| Income tax | 1,694,000 | 3,125,000 | 4,449,000 |
| Net income | 3,446,000 | 6,393,000 | 9,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 107,740,000 | 111,113,000 | 114,408,000 |
| Total capital | 114,154,000 | 117,470,000 | 120,734,000 |
| Risk-weighted assets | 946,745,000 | 987,417,000 | 978,500,000 |