Call reports 2010
UMB BANK COLORADO, NATIONAL ASSOCIATION — 2010
What UMB BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,042,320,000 | 1,073,190,000 | 1,140,143,000 | 1,372,497,000 |
| Total loans | 533,322,000 | 539,512,000 | 543,129,000 | 559,628,000 |
| Allowance for loan losses | 7,656,000 | 7,253,000 | 6,964,000 | 6,920,000 |
| Securities available for sale | 205,223,000 | 227,766,000 | 417,200,000 | 680,015,000 |
| Securities held to maturity | 1,002,000 | 958,000 | 763,000 | 718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 844,486,000 | 872,502,000 | 913,743,000 | 982,566,000 |
| Interest-bearing deposits | 760,154,000 | 771,433,000 | 807,196,000 | 857,179,000 |
| Noninterest-bearing deposits | 84,332,000 | 101,069,000 | 106,547,000 | 125,387,000 |
| Equity capital | 156,393,000 | 159,540,000 | 142,953,000 | 138,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,672,000 | 17,259,000 | 26,024,000 | 36,236,000 |
| Interest expense | 1,134,000 | 2,067,000 | 2,953,000 | 3,854,000 |
| Net interest income | 7,538,000 | 15,192,000 | 23,071,000 | 32,382,000 |
| Noninterest income | 2,338,000 | 4,887,000 | 7,425,000 | 9,751,000 |
| Noninterest expense | 6,835,000 | 13,700,000 | 20,652,000 | 27,838,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 2,852,000 | 6,190,000 | 9,703,000 | 14,154,000 |
| Income tax | 611,000 | 1,629,000 | 2,744,000 | 3,401,000 |
| Net income | 2,241,000 | 4,561,000 | 6,959,000 | 10,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,387,000 | 101,270,000 | 84,219,000 | 88,532,000 |
| Total capital | 106,164,000 | 108,644,000 | 91,304,000 | 95,573,000 |
| Risk-weighted assets | 711,263,000 | 723,004,000 | 721,106,000 | 741,736,000 |