Call reports 2009
UMB BANK COLORADO, NATIONAL ASSOCIATION — 2009
What UMB BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 938,611,000 | 963,876,000 | 978,091,000 | 1,077,467,000 |
| Total loans | 534,518,000 | 530,760,000 | 535,325,000 | 534,435,000 |
| Allowance for loan losses | 7,281,000 | 7,243,000 | 7,392,000 | 7,471,000 |
| Securities available for sale | 214,752,000 | 204,946,000 | 201,103,000 | 213,572,000 |
| Securities held to maturity | 1,337,000 | 1,296,000 | 1,174,000 | 1,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 735,092,000 | 755,004,000 | 779,129,000 | 851,472,000 |
| Interest-bearing deposits | 654,183,000 | 692,940,000 | 718,184,000 | 781,838,000 |
| Noninterest-bearing deposits | 80,909,000 | 62,064,000 | 60,945,000 | 69,634,000 |
| Equity capital | 155,192,000 | 154,710,000 | 157,813,000 | 154,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,224,000 | 18,422,000 | 27,354,000 | 36,184,000 |
| Interest expense | 1,649,000 | 3,128,000 | 4,549,000 | 5,882,000 |
| Net interest income | 7,575,000 | 15,294,000 | 22,805,000 | 30,302,000 |
| Noninterest income | 2,369,000 | 4,675,000 | 7,198,000 | 9,477,000 |
| Noninterest expense | 6,253,000 | 13,344,000 | 19,869,000 | 26,544,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 3,391,000 | 6,079,000 | 9,577,000 | 12,378,000 |
| Income tax | 945,000 | 1,645,000 | 2,671,000 | 3,652,000 |
| Net income | 2,446,000 | 4,434,000 | 6,906,000 | 8,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,138,000 | 94,262,000 | 97,322,000 | 95,581,000 |
| Total capital | 101,540,000 | 101,626,000 | 104,835,000 | 103,173,000 |
| Risk-weighted assets | 678,651,000 | 694,792,000 | 715,824,000 | 761,022,000 |