Call reports 2008
UMB BANK COLORADO, NATIONAL ASSOCIATION — 2008
What UMB BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 833,581,000 | 844,859,000 | 846,127,000 | 939,791,000 |
| Total loans | 490,844,000 | 521,033,000 | 521,044,000 | 527,567,000 |
| Allowance for loan losses | 7,295,000 | 7,356,000 | 7,523,000 | 7,021,000 |
| Securities available for sale | 219,484,000 | 209,861,000 | 207,620,000 | 221,714,000 |
| Securities held to maturity | 1,653,000 | 1,615,000 | 1,496,000 | 1,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,783,000 | 550,026,000 | 607,352,000 | 733,028,000 |
| Interest-bearing deposits | 478,807,000 | 470,472,000 | 538,890,000 | 633,756,000 |
| Noninterest-bearing deposits | 64,976,000 | 79,554,000 | 68,462,000 | 99,272,000 |
| Equity capital | 141,975,000 | 123,645,000 | 126,547,000 | 155,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,222,000 | 19,699,000 | 29,179,000 | 38,928,000 |
| Interest expense | 3,258,000 | 5,680,000 | 8,155,000 | 10,334,000 |
| Net interest income | 6,964,000 | 14,019,000 | 21,024,000 | 28,594,000 |
| Noninterest income | 2,181,000 | 4,433,000 | 7,188,000 | 9,479,000 |
| Noninterest expense | 5,299,000 | 10,665,000 | 16,294,000 | 22,196,000 |
| Provision for loan losses | 0 | 0 | 29,000 | 29,000 |
| Pretax income | 3,846,000 | 7,787,000 | 11,889,000 | 15,855,000 |
| Income tax | 1,151,000 | 2,298,000 | 3,530,000 | 4,661,000 |
| Net income | 2,695,000 | 5,489,000 | 8,359,000 | 11,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,965,000 | 77,180,000 | 80,465,000 | 93,614,000 |
| Total capital | 100,381,000 | 84,657,000 | 88,109,000 | 100,756,000 |
| Risk-weighted assets | 609,968,000 | 632,983,000 | 643,226,000 | 671,241,000 |