Call reports 2007
UMB BANK COLORADO, NATIONAL ASSOCIATION — 2007
What UMB BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 862,418,000 | 828,478,000 | 802,861,000 | 846,770,000 |
| Total loans | 536,488,000 | 512,642,000 | 486,430,000 | 486,779,000 |
| Allowance for loan losses | 7,048,000 | 7,227,000 | 7,353,000 | 7,275,000 |
| Securities available for sale | 210,532,000 | 202,583,000 | 203,975,000 | 210,372,000 |
| Securities held to maturity | 4,791,000 | 3,275,000 | 2,899,000 | 1,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,776,000 | 556,313,000 | 568,333,000 | 583,222,000 |
| Interest-bearing deposits | 500,842,000 | 494,884,000 | 512,236,000 | 499,223,000 |
| Noninterest-bearing deposits | 88,934,000 | 61,429,000 | 56,097,000 | 83,999,000 |
| Equity capital | 128,195,000 | 130,005,000 | 133,934,000 | 137,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,302,000 | 22,666,000 | 33,600,000 | 44,199,000 |
| Interest expense | 4,155,000 | 8,518,000 | 12,521,000 | 16,238,000 |
| Net interest income | 7,147,000 | 14,148,000 | 21,079,000 | 27,961,000 |
| Noninterest income | 2,080,000 | 4,246,000 | 6,362,000 | 8,357,000 |
| Noninterest expense | 5,359,000 | 10,591,000 | 16,005,000 | 21,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,868,000 | 7,805,000 | 11,438,000 | 15,046,000 |
| Income tax | 1,233,000 | 2,485,000 | 3,596,000 | 4,608,000 |
| Net income | 2,635,000 | 5,320,000 | 7,842,000 | 10,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,585,000 | 83,754,000 | 86,836,000 | 89,851,000 |
| Total capital | 87,754,000 | 91,102,000 | 94,310,000 | 97,247,000 |
| Risk-weighted assets | 657,850,000 | 631,153,000 | 606,779,000 | 618,280,000 |