Call reports 2006
UMB BANK COLORADO, NATIONAL ASSOCIATION — 2006
What UMB BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 514,507,000 | 535,608,000 | 853,708,000 | 876,260,000 |
| Total loans | 324,742,000 | 345,835,000 | 515,819,000 | 522,571,000 |
| Allowance for loan losses | 3,878,000 | 4,002,000 | 6,440,000 | 7,075,000 |
| Securities available for sale | 120,971,000 | 121,665,000 | 205,842,000 | 205,034,000 |
| Securities held to maturity | 10,076,000 | 7,944,000 | 7,327,000 | 5,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,173,000 | 387,297,000 | 619,361,000 | 642,959,000 |
| Interest-bearing deposits | 305,024,000 | 302,529,000 | 474,767,000 | 517,046,000 |
| Noninterest-bearing deposits | 83,149,000 | 84,768,000 | 144,594,000 | 125,913,000 |
| Equity capital | 37,778,000 | 38,661,000 | 122,861,000 | 125,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,733,000 | 11,837,000 | 19,367,000 | 30,552,000 |
| Interest expense | 1,970,000 | 4,127,000 | 6,988,000 | 10,934,000 |
| Net interest income | 3,763,000 | 7,710,000 | 12,379,000 | 19,618,000 |
| Noninterest income | 1,548,000 | 3,486,000 | 5,457,000 | 7,523,000 |
| Noninterest expense | 3,821,000 | 7,556,000 | 11,612,000 | 17,097,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,415,000 | 3,490,000 | 6,074,000 | 9,894,000 |
| Income tax | 388,000 | 1,037,000 | 1,851,000 | 3,117,000 |
| Net income | 1,027,000 | 2,453,000 | 4,223,000 | 6,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,781,000 | 39,207,000 | 74,061,000 | 78,452,000 |
| Total capital | 41,780,000 | 43,330,000 | 80,622,000 | 85,648,000 |
| Risk-weighted assets | 397,372,000 | 427,981,000 | 629,650,000 | 638,499,000 |