Call reports 2005
UMB BANK COLORADO, NATIONAL ASSOCIATION — 2005
What UMB BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 450,979,000 | 461,778,000 | 488,146,000 | 533,662,000 |
| Total loans | 247,711,000 | 277,240,000 | 310,434,000 | 297,179,000 |
| Allowance for loan losses | 3,721,000 | 3,652,000 | 3,605,000 | 3,758,000 |
| Securities available for sale | 109,696,000 | 112,792,000 | 110,000,000 | 124,435,000 |
| Securities held to maturity | 21,529,000 | 19,601,000 | 17,031,000 | 10,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,147,000 | 307,175,000 | 339,567,000 | 417,349,000 |
| Interest-bearing deposits | 251,781,000 | 237,636,000 | 266,132,000 | 293,983,000 |
| Noninterest-bearing deposits | 71,366,000 | 69,539,000 | 73,435,000 | 123,366,000 |
| Equity capital | 31,607,000 | 32,809,000 | 36,051,000 | 37,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,037,000 | 8,433,000 | 13,461,000 | 18,843,000 |
| Interest expense | 733,000 | 1,768,000 | 3,250,000 | 4,892,000 |
| Net interest income | 3,304,000 | 6,665,000 | 10,211,000 | 13,951,000 |
| Noninterest income | 1,429,000 | 2,887,000 | 4,881,000 | 6,614,000 |
| Noninterest expense | 3,686,000 | 7,388,000 | 11,463,000 | 15,022,000 |
| Provision for loan losses | 0 | 0 | -46,000 | 104,000 |
| Pretax income | 1,047,000 | 2,164,000 | 3,676,000 | 5,440,000 |
| Income tax | -99,000 | 186,000 | 617,000 | 1,228,000 |
| Net income | 1,146,000 | 1,978,000 | 3,059,000 | 4,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,101,000 | 31,933,000 | 35,515,000 | 36,754,000 |
| Total capital | 34,822,000 | 35,585,000 | 39,241,000 | 40,633,000 |
| Risk-weighted assets | 317,478,000 | 349,707,000 | 380,979,000 | 378,842,000 |