Call reports 2002
UMB BANK COLORADO, NATIONAL ASSOCIATION — 2002
What UMB BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 370,950,000 | 367,804,000 | 384,761,000 | 380,535,000 |
| Total loans | 185,518,000 | 182,601,000 | 180,811,000 | 176,797,000 |
| Allowance for loan losses | 2,605,000 | 2,615,000 | 2,095,000 | 2,423,000 |
| Securities available for sale | 26,742,000 | 49,179,000 | 59,666,000 | 70,922,000 |
| Securities held to maturity | 75,086,000 | 68,658,000 | 65,944,000 | 59,424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,226,000 | 300,570,000 | 322,283,000 | 325,434,000 |
| Interest-bearing deposits | 189,168,000 | 193,219,000 | 188,119,000 | 189,549,000 |
| Noninterest-bearing deposits | 112,058,000 | 107,351,000 | 134,164,000 | 135,885,000 |
| Equity capital | 30,742,000 | 31,694,000 | 32,368,000 | 32,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,265,000 | 8,410,000 | 12,446,000 | 16,331,000 |
| Interest expense | 943,000 | 1,852,000 | 2,595,000 | 3,138,000 |
| Net interest income | 3,322,000 | 6,558,000 | 9,851,000 | 13,193,000 |
| Noninterest income | 1,247,000 | 2,552,000 | 3,872,000 | 5,217,000 |
| Noninterest expense | 3,671,000 | 7,555,000 | 11,072,000 | 14,663,000 |
| Provision for loan losses | 30,000 | 60,000 | 935,000 | 2,847,000 |
| Pretax income | 951,000 | 1,578,000 | 1,799,000 | 983,000 |
| Income tax | 66,000 | 33,000 | -157,000 | -764,000 |
| Net income | 885,000 | 1,545,000 | 1,956,000 | 1,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,394,000 | 30,055,000 | 30,466,000 | 30,257,000 |
| Total capital | 31,999,000 | 32,670,000 | 32,561,000 | 32,680,000 |
| Risk-weighted assets | 239,012,000 | 232,868,000 | 233,982,000 | 229,074,000 |