Call reports 2001
UMB BANK COLORADO, NATIONAL ASSOCIATION — 2001
What UMB BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 380,115,000 | 369,007,000 | 385,174,000 | 387,610,000 |
| Total loans | 221,083,000 | 216,636,000 | 235,742,000 | 199,776,000 |
| Allowance for loan losses | 2,284,000 | 2,459,000 | 2,535,000 | 2,601,000 |
| Securities available for sale | 11,289,000 | 14,372,000 | 19,528,000 | 20,926,000 |
| Securities held to maturity | 88,131,000 | 82,619,000 | 81,156,000 | 76,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,758,000 | 271,228,000 | 277,229,000 | 310,725,000 |
| Interest-bearing deposits | 159,845,000 | 162,907,000 | 172,302,000 | 182,457,000 |
| Noninterest-bearing deposits | 117,913,000 | 108,321,000 | 104,927,000 | 128,268,000 |
| Equity capital | 30,147,000 | 30,869,000 | 31,655,000 | 30,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,636,000 | 10,960,000 | 16,026,000 | 20,734,000 |
| Interest expense | 2,201,000 | 3,988,000 | 5,546,000 | 6,715,000 |
| Net interest income | 3,435,000 | 6,972,000 | 10,480,000 | 14,019,000 |
| Noninterest income | 1,045,000 | 2,270,000 | 3,543,000 | 4,773,000 |
| Noninterest expense | 3,539,000 | 7,394,000 | 11,523,000 | 15,098,000 |
| Provision for loan losses | 213,000 | 388,000 | 463,000 | 536,000 |
| Pretax income | 728,000 | 1,460,000 | 2,037,000 | 3,180,000 |
| Income tax | 5,000 | 18,000 | -16,000 | 180,000 |
| Net income | 723,000 | 1,442,000 | 2,053,000 | 3,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,411,000 | 29,133,000 | 29,783,000 | 28,510,000 |
| Total capital | 30,695,000 | 31,592,000 | 32,318,000 | 31,111,000 |
| Risk-weighted assets | 265,939,000 | 260,738,000 | 277,008,000 | 252,833,000 |