Call reports 2025
CITIZENS STATE BANK AT MOHALL, THE — 2025
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 75,972,000 | 78,570,000 | 77,247,000 | 79,455,000 |
| Total loans | 53,627,000 | 57,668,000 | 56,525,000 | 58,811,000 |
| Allowance for loan losses | 423,000 | 423,000 | 414,000 | 442,000 |
| Securities available for sale | 17,954,000 | 18,492,000 | 18,651,000 | 18,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,990,000 | 65,915,000 | 64,222,000 | 65,596,000 |
| Interest-bearing deposits | 50,102,000 | 47,981,000 | 48,030,000 | 49,607,000 |
| Noninterest-bearing deposits | 16,888,000 | 17,934,000 | 16,192,000 | 15,989,000 |
| Equity capital | 8,566,000 | 8,669,000 | 8,913,000 | 9,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 959,000 | 1,941,000 | 2,977,000 | 4,004,000 |
| Interest expense | 283,000 | 550,000 | 873,000 | 1,191,000 |
| Net interest income | 676,000 | 1,391,000 | 2,104,000 | 2,813,000 |
| Noninterest income | 26,000 | 42,000 | 63,000 | 88,000 |
| Noninterest expense | 545,000 | 1,055,000 | 1,603,000 | 2,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 155,000 | 376,000 | 560,000 | 727,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 376,000 | 560,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,169,000 | 9,157,000 | 9,263,000 | 9,352,000 |
| Total capital | 9,592,000 | 9,580,000 | 9,677,000 | 9,794,000 |
| Risk-weighted assets | 59,918,000 | 61,020,000 | 60,593,000 | 67,571,000 |