Call reports 2024
CITIZENS STATE BANK AT MOHALL, THE — 2024
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 71,704,000 | 72,199,000 | 73,723,000 | 72,642,000 |
| Total loans | 50,907,000 | 54,128,000 | 54,884,000 | 54,453,000 |
| Allowance for loan losses | 389,000 | 423,000 | 424,000 | 424,000 |
| Securities available for sale | 15,700,000 | 15,521,000 | 15,875,000 | 15,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,552,000 | 63,174,000 | 61,699,000 | 63,145,000 |
| Interest-bearing deposits | 46,662,000 | 47,355,000 | 46,300,000 | 46,914,000 |
| Noninterest-bearing deposits | 16,890,000 | 15,819,000 | 15,399,000 | 16,231,000 |
| Equity capital | 7,908,000 | 7,978,000 | 8,502,000 | 8,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,772,000 | 2,695,000 | 3,631,000 |
| Interest expense | 232,000 | 504,000 | 813,000 | 1,150,000 |
| Net interest income | 645,000 | 1,268,000 | 1,882,000 | 2,481,000 |
| Noninterest income | 23,000 | 49,000 | 71,000 | 84,000 |
| Noninterest expense | 490,000 | 990,000 | 1,487,000 | 2,118,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 320,000 | 470,000 | 453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 320,000 | 470,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,784,000 | 8,882,000 | 9,032,000 | 9,014,000 |
| Total capital | 9,173,000 | 9,305,000 | 9,456,000 | 9,438,000 |
| Risk-weighted assets | 55,454,000 | 57,963,000 | 59,167,000 | 58,882,000 |