Call reports 2023
CITIZENS STATE BANK AT MOHALL, THE — 2023
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 72,792,000 | 69,728,000 | 69,758,000 | 70,499,000 |
| Total loans | 46,454,000 | 49,675,000 | 51,405,000 | 50,317,000 |
| Allowance for loan losses | 338,000 | 340,000 | 326,000 | 321,000 |
| Securities available for sale | 16,527,000 | 16,363,000 | 15,580,000 | 16,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,294,000 | 62,181,000 | 57,969,000 | 59,299,000 |
| Interest-bearing deposits | 46,496,000 | 43,977,000 | 42,217,000 | 43,327,000 |
| Noninterest-bearing deposits | 18,798,000 | 18,204,000 | 15,752,000 | 15,972,000 |
| Equity capital | 7,428,000 | 7,440,000 | 7,261,000 | 7,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,575,000 | 2,391,000 | 3,236,000 |
| Interest expense | 91,000 | 220,000 | 396,000 | 621,000 |
| Net interest income | 668,000 | 1,355,000 | 1,995,000 | 2,615,000 |
| Noninterest income | 21,000 | 56,000 | 87,000 | 122,000 |
| Noninterest expense | 490,000 | 961,000 | 1,436,000 | 2,029,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 100,000 |
| Pretax income | 207,000 | 459,000 | 580,000 | 622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 459,000 | 580,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,316,000 | 8,489,000 | 8,585,000 | 8,602,000 |
| Total capital | 8,654,000 | 8,829,000 | 8,911,000 | 8,923,000 |
| Risk-weighted assets | 52,355,000 | 53,954,000 | 55,369,000 | 55,237,000 |