Call reports 2022
CITIZENS STATE BANK AT MOHALL, THE — 2022
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 71,522,000 | 69,672,000 | 66,306,000 | 70,990,000 |
| Total loans | 41,449,000 | 44,352,000 | 44,267,000 | 44,302,000 |
| Allowance for loan losses | 404,000 | 405,000 | 405,000 | 339,000 |
| Securities available for sale | 15,745,000 | 20,058,000 | 19,226,000 | 19,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,130,000 | 62,580,000 | 58,016,000 | 63,974,000 |
| Interest-bearing deposits | 48,187,000 | 47,755,000 | 42,186,000 | 43,459,000 |
| Noninterest-bearing deposits | 15,943,000 | 14,825,000 | 15,830,000 | 20,515,000 |
| Equity capital | 7,342,000 | 7,038,000 | 6,653,000 | 6,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,097,000 | 1,714,000 | 2,375,000 |
| Interest expense | 42,000 | 84,000 | 118,000 | 177,000 |
| Net interest income | 483,000 | 1,013,000 | 1,596,000 | 2,198,000 |
| Noninterest income | 30,000 | 56,000 | 68,000 | 74,000 |
| Noninterest expense | 492,000 | 960,000 | 1,375,000 | 1,951,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 102,000 | 284,000 | 317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 102,000 | 284,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,867,000 | 7,917,000 | 8,088,000 | 8,110,000 |
| Total capital | 8,271,000 | 8,322,000 | 8,493,000 | 8,449,000 |
| Risk-weighted assets | 46,586,000 | 50,514,000 | 47,446,000 | 50,479,000 |