Call reports 2021
CITIZENS STATE BANK AT MOHALL, THE — 2021
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 66,702,000 | 63,892,000 | 63,740,000 | 67,507,000 |
| Total loans | 42,041,000 | 42,812,000 | 42,890,000 | 43,383,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 388,000 |
| Securities available for sale | 15,128,000 | 14,935,000 | 14,984,000 | 14,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,841,000 | 55,967,000 | 55,565,000 | 59,585,000 |
| Interest-bearing deposits | 45,372,000 | 44,547,000 | 43,443,000 | 44,357,000 |
| Noninterest-bearing deposits | 13,469,000 | 11,420,000 | 12,122,000 | 15,228,000 |
| Equity capital | 7,749,000 | 7,846,000 | 8,107,000 | 7,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,168,000 | 1,909,000 | 2,464,000 |
| Interest expense | 64,000 | 119,000 | 170,000 | 214,000 |
| Net interest income | 475,000 | 1,049,000 | 1,739,000 | 2,250,000 |
| Noninterest income | 32,000 | 58,000 | 93,000 | 119,000 |
| Noninterest expense | 432,000 | 864,000 | 1,273,000 | 1,940,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 251,000 | 569,000 | 445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 251,000 | 569,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,669,000 | 7,746,000 | 8,018,000 | 7,848,000 |
| Total capital | 8,069,000 | 8,146,000 | 8,418,000 | 8,236,000 |
| Risk-weighted assets | 45,373,000 | 44,945,000 | 45,975,000 | 48,613,000 |