Call reports 2020
CITIZENS STATE BANK AT MOHALL, THE — 2020
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 60,863,000 | 63,764,000 | 62,603,000 | 64,344,000 |
| Total loans | 43,148,000 | 45,056,000 | 44,253,000 | 41,851,000 |
| Allowance for loan losses | 439,000 | 439,000 | 417,000 | 410,000 |
| Securities available for sale | 14,693,000 | 14,176,000 | 13,607,000 | 14,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,421,000 | 56,025,000 | 54,737,000 | 56,427,000 |
| Interest-bearing deposits | 42,455,000 | 43,007,000 | 44,175,000 | 44,905,000 |
| Noninterest-bearing deposits | 10,966,000 | 13,018,000 | 10,562,000 | 11,522,000 |
| Equity capital | 7,307,000 | 7,628,000 | 7,755,000 | 7,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,236,000 | 1,853,000 | 2,491,000 |
| Interest expense | 92,000 | 177,000 | 255,000 | 328,000 |
| Net interest income | 534,000 | 1,059,000 | 1,598,000 | 2,163,000 |
| Noninterest income | 33,000 | 39,000 | 67,000 | 146,000 |
| Noninterest expense | 438,000 | 851,000 | 1,261,000 | 1,828,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 129,000 | 263,000 | 420,000 | 499,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 263,000 | 420,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,311,000 | 7,398,000 | 7,530,000 | 7,585,000 |
| Total capital | 7,750,000 | 7,837,000 | 7,947,000 | 7,995,000 |
| Risk-weighted assets | 45,841,000 | 46,995,000 | 45,490,000 | 45,537,000 |