Call reports 2019
CITIZENS STATE BANK AT MOHALL, THE — 2019
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 59,734,000 | 61,421,000 | 60,258,000 | 59,831,000 |
| Total loans | 43,263,000 | 45,589,000 | 44,775,000 | 44,076,000 |
| Allowance for loan losses | 466,000 | 471,000 | 438,000 | 439,000 |
| Securities available for sale | 13,610,000 | 13,668,000 | 13,413,000 | 13,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,552,000 | 51,712,000 | 49,526,000 | 49,023,000 |
| Interest-bearing deposits | 40,613,000 | 41,995,000 | 40,250,000 | 38,965,000 |
| Noninterest-bearing deposits | 11,939,000 | 9,717,000 | 9,276,000 | 10,058,000 |
| Equity capital | 7,075,000 | 7,197,000 | 7,312,000 | 7,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,267,000 | 1,945,000 | 2,610,000 |
| Interest expense | 73,000 | 158,000 | 266,000 | 365,000 |
| Net interest income | 542,000 | 1,109,000 | 1,679,000 | 2,245,000 |
| Noninterest income | 23,000 | 50,000 | 85,000 | 105,000 |
| Noninterest expense | 411,000 | 827,000 | 1,249,000 | 1,766,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 154,000 | 307,000 | 490,000 | 559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 307,000 | 490,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,080,000 | 7,131,000 | 7,214,000 | 7,183,000 |
| Total capital | 7,546,000 | 7,602,000 | 7,652,000 | 7,622,000 |
| Risk-weighted assets | 44,972,000 | 46,891,000 | 45,792,000 | 45,631,000 |