Call reports 2018
CITIZENS STATE BANK AT MOHALL, THE — 2018
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 60,775,000 | 62,044,000 | 61,749,000 | 59,522,000 |
| Total loans | 44,216,000 | 46,594,000 | 46,948,000 | 43,375,000 |
| Allowance for loan losses | 440,000 | 465,000 | 490,000 | 485,000 |
| Securities available for sale | 13,565,000 | 13,532,000 | 13,422,000 | 13,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,709,000 | 51,494,000 | 48,371,000 | 50,621,000 |
| Interest-bearing deposits | 40,815,000 | 40,539,000 | 39,204,000 | 38,703,000 |
| Noninterest-bearing deposits | 11,894,000 | 10,955,000 | 9,167,000 | 11,918,000 |
| Equity capital | 6,503,000 | 6,597,000 | 6,714,000 | 6,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 599,000 | 1,213,000 | 1,866,000 | 2,528,000 |
| Interest expense | 62,000 | 123,000 | 203,000 | 286,000 |
| Net interest income | 537,000 | 1,090,000 | 1,663,000 | 2,242,000 |
| Noninterest income | 23,000 | 54,000 | 82,000 | 107,000 |
| Noninterest expense | 355,000 | 716,000 | 1,085,000 | 1,579,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 180,000 | 378,000 | 585,000 | 670,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 378,000 | 585,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,671,000 | 6,752,000 | 6,900,000 | 6,926,000 |
| Total capital | 7,111,000 | 7,217,000 | 7,390,000 | 7,411,000 |
| Risk-weighted assets | 45,388,000 | 47,448,000 | 47,656,000 | 45,203,000 |