Call reports 2017
CITIZENS STATE BANK AT MOHALL, THE — 2017
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 61,095,000 | 64,832,000 | 63,337,000 | 61,243,000 |
| Total loans | 45,733,000 | 49,145,000 | 48,700,000 | 46,089,000 |
| Allowance for loan losses | 495,000 | 518,000 | 500,000 | 449,000 |
| Securities available for sale | 13,038,000 | 13,101,000 | 13,135,000 | 13,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,844,000 | 53,999,000 | 50,366,000 | 48,311,000 |
| Interest-bearing deposits | 41,655,000 | 40,484,000 | 39,688,000 | 37,658,000 |
| Noninterest-bearing deposits | 11,189,000 | 13,515,000 | 10,678,000 | 10,653,000 |
| Equity capital | 6,196,000 | 6,279,000 | 6,409,000 | 6,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,220,000 | 1,855,000 | 2,472,000 |
| Interest expense | 62,000 | 127,000 | 201,000 | 269,000 |
| Net interest income | 533,000 | 1,093,000 | 1,654,000 | 2,203,000 |
| Noninterest income | 25,000 | 69,000 | 81,000 | 126,000 |
| Noninterest expense | 334,000 | 680,000 | 1,023,000 | 1,449,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 199,000 | 432,000 | 637,000 | 780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 432,000 | 637,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,246,000 | 6,311,000 | 6,433,000 | 6,492,000 |
| Total capital | 6,741,000 | 6,829,000 | 6,933,000 | 6,941,000 |
| Risk-weighted assets | 46,309,000 | 49,519,000 | 49,048,000 | 46,766,000 |