Call reports 2016
CITIZENS STATE BANK AT MOHALL, THE — 2016
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 64,406,000 | 67,451,000 | 66,354,000 | 63,893,000 |
| Total loans | 47,173,000 | 50,513,000 | 49,766,000 | 47,648,000 |
| Allowance for loan losses | 371,000 | 366,000 | 481,000 | 481,000 |
| Securities available for sale | 13,846,000 | 13,396,000 | 13,264,000 | 13,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,506,000 | 54,945,000 | 51,476,000 | 53,404,000 |
| Interest-bearing deposits | 43,146,000 | 41,722,000 | 40,058,000 | 41,786,000 |
| Noninterest-bearing deposits | 11,360,000 | 13,223,000 | 11,418,000 | 11,618,000 |
| Equity capital | 6,171,000 | 6,192,000 | 6,064,000 | 5,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,218,000 | 1,881,000 | 2,480,000 |
| Interest expense | 62,000 | 122,000 | 190,000 | 255,000 |
| Net interest income | 544,000 | 1,096,000 | 1,691,000 | 2,225,000 |
| Noninterest income | 27,000 | 59,000 | 90,000 | 119,000 |
| Noninterest expense | 337,000 | 663,000 | 1,047,000 | 1,457,000 |
| Provision for loan losses | 15,000 | 30,000 | 245,000 | 245,000 |
| Pretax income | 219,000 | 462,000 | 489,000 | 642,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 462,000 | 489,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,138,000 | 6,099,000 | 6,010,000 | 6,047,000 |
| Total capital | 6,509,000 | 6,465,000 | 6,491,000 | 6,528,000 |
| Risk-weighted assets | 48,103,000 | 50,633,000 | 49,829,000 | 47,819,000 |