Call reports 2014
CITIZENS STATE BANK AT MOHALL, THE — 2014
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 62,488,000 | 65,521,000 | 65,383,000 | 65,283,000 |
| Total loans | 44,840,000 | 50,727,000 | 49,228,000 | 47,672,000 |
| Allowance for loan losses | 393,000 | 408,000 | 408,000 | 346,000 |
| Securities available for sale | 12,745,000 | 12,391,000 | 12,266,000 | 12,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,449,000 | 53,046,000 | 55,295,000 | 54,589,000 |
| Interest-bearing deposits | 44,332,000 | 43,195,000 | 43,393,000 | 42,456,000 |
| Noninterest-bearing deposits | 9,117,000 | 9,851,000 | 11,902,000 | 12,133,000 |
| Equity capital | 5,388,000 | 5,340,000 | 5,540,000 | 5,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,175,000 | 1,799,000 | 2,417,000 |
| Interest expense | 47,000 | 101,000 | 159,000 | 214,000 |
| Net interest income | 526,000 | 1,074,000 | 1,640,000 | 2,203,000 |
| Noninterest income | 24,000 | 58,000 | 91,000 | 126,000 |
| Noninterest expense | 303,000 | 597,000 | 894,000 | 1,335,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 30,000 |
| Pretax income | 247,000 | 520,000 | 822,000 | 964,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 247,000 | 520,000 | 822,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,478,000 | 5,368,000 | 5,563,000 | 5,595,000 |
| Total capital | 5,871,000 | 5,776,000 | 5,971,000 | 5,941,000 |
| Risk-weighted assets | 45,642,000 | 49,995,000 | 48,973,000 | 47,480,000 |