Call reports 2013
CITIZENS STATE BANK AT MOHALL, THE — 2013
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 59,387,000 | 62,984,000 | 62,629,000 | 64,161,000 |
| Total loans | 42,619,000 | 44,826,000 | 45,455,000 | 46,889,000 |
| Allowance for loan losses | 376,000 | 376,000 | 389,000 | 389,000 |
| Securities available for sale | 12,450,000 | 13,042,000 | 12,816,000 | 12,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,550,000 | 53,583,000 | 51,909,000 | 55,390,000 |
| Interest-bearing deposits | 42,003,000 | 42,686,000 | 40,204,000 | 42,672,000 |
| Noninterest-bearing deposits | 11,547,000 | 10,897,000 | 11,705,000 | 12,718,000 |
| Equity capital | 4,723,000 | 4,722,000 | 5,031,000 | 5,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,088,000 | 1,676,000 | 2,261,000 |
| Interest expense | 45,000 | 96,000 | 148,000 | 200,000 |
| Net interest income | 499,000 | 992,000 | 1,528,000 | 2,061,000 |
| Noninterest income | 27,000 | 58,000 | 94,000 | 128,000 |
| Noninterest expense | 296,000 | 580,000 | 868,000 | 1,253,000 |
| Provision for loan losses | 10,000 | 10,000 | 25,000 | 25,000 |
| Pretax income | 220,000 | 460,000 | 729,000 | 911,000 |
| Income tax | 13,000 | 0 | 0 | -19,000 |
| Net income | 207,000 | 460,000 | 729,000 | 930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,710,000 | 4,879,000 | 5,107,000 | 5,231,000 |
| Total capital | 5,086,000 | 5,255,000 | 5,496,000 | 5,620,000 |
| Risk-weighted assets | 43,545,000 | 45,849,000 | 46,087,000 | 47,731,000 |