Call reports 2011
CITIZENS STATE BANK AT MOHALL, THE — 2011
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 52,897,000 | 49,916,000 | 56,306,000 | 59,643,000 |
| Total loans | 33,816,000 | 34,777,000 | 33,418,000 | 33,066,000 |
| Allowance for loan losses | 317,000 | 327,000 | 327,000 | 327,000 |
| Securities available for sale | 9,403,000 | 9,351,000 | 10,676,000 | 12,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,105,000 | 45,986,000 | 52,183,000 | 55,438,000 |
| Interest-bearing deposits | 39,867,000 | 38,847,000 | 41,415,000 | 43,384,000 |
| Noninterest-bearing deposits | 9,238,000 | 7,139,000 | 10,768,000 | 12,054,000 |
| Equity capital | 3,624,000 | 3,765,000 | 3,944,000 | 4,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,014,000 | 1,535,000 | 2,014,000 |
| Interest expense | 102,000 | 198,000 | 289,000 | 370,000 |
| Net interest income | 408,000 | 816,000 | 1,246,000 | 1,644,000 |
| Noninterest income | 26,000 | 52,000 | 82,000 | 116,000 |
| Noninterest expense | 261,000 | 533,000 | 780,000 | 1,068,000 |
| Provision for loan losses | 8,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 165,000 | 317,000 | 530,000 | 674,000 |
| Income tax | 10,000 | 16,000 | 30,000 | 39,000 |
| Net income | 155,000 | 301,000 | 500,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,645,000 | 3,753,000 | 3,934,000 | 4,050,000 |
| Total capital | 3,962,000 | 4,080,000 | 4,261,000 | 4,377,000 |
| Risk-weighted assets | 34,695,000 | 34,733,000 | 35,164,000 | 35,546,000 |