Call reports 2002
CITIZENS STATE BANK AT MOHALL, THE — 2002
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,931,000 | 26,528,000 | 27,508,000 | 30,898,000 |
| Total loans | 17,095,000 | 20,362,000 | 20,893,000 | 21,631,000 |
| Allowance for loan losses | 363,000 | 358,000 | 377,000 | 370,000 |
| Securities available for sale | 5,891,000 | 4,740,000 | 4,763,000 | 4,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,648,000 | 24,310,000 | 23,791,000 | 28,361,000 |
| Interest-bearing deposits | 22,352,000 | 21,419,000 | 21,044,000 | 21,810,000 |
| Noninterest-bearing deposits | 3,296,000 | 2,891,000 | 2,747,000 | 6,551,000 |
| Equity capital | 2,093,000 | 2,078,000 | 2,174,000 | 2,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 765,000 | 1,175,000 | 1,592,000 |
| Interest expense | 153,000 | 293,000 | 420,000 | 536,000 |
| Net interest income | 229,000 | 472,000 | 755,000 | 1,056,000 |
| Noninterest income | 20,000 | 44,000 | 71,000 | 86,000 |
| Noninterest expense | 129,000 | 275,000 | 416,000 | 621,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 40,000 |
| Pretax income | 110,000 | 231,000 | 400,000 | 481,000 |
| Income tax | 8,000 | 17,000 | 30,000 | 34,000 |
| Net income | 102,000 | 214,000 | 370,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,013,000 | 2,008,000 | 2,089,000 | 2,088,000 |
| Total capital | 2,290,000 | 2,287,000 | 2,378,000 | 2,392,000 |
| Risk-weighted assets | 22,111,000 | 22,261,000 | 23,069,000 | 24,253,000 |