Call reports 2001
CITIZENS STATE BANK AT MOHALL, THE — 2001
What CITIZENS STATE BANK AT MOHALL, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,469,000 | 25,656,000 | 26,497,000 | 27,488,000 |
| Total loans | 16,574,000 | 18,181,000 | 18,922,000 | 18,084,000 |
| Allowance for loan losses | 310,000 | 339,000 | 364,000 | 350,000 |
| Securities available for sale | 6,959,000 | 5,812,000 | 5,610,000 | 5,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,097,000 | 22,850,000 | 24,056,000 | 25,237,000 |
| Interest-bearing deposits | 21,334,000 | 19,935,000 | 20,890,000 | 21,086,000 |
| Noninterest-bearing deposits | 2,763,000 | 2,915,000 | 3,166,000 | 4,151,000 |
| Equity capital | 2,088,000 | 2,122,000 | 2,167,000 | 2,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 947,000 | 1,393,000 | 1,822,000 |
| Interest expense | 256,000 | 483,000 | 691,000 | 871,000 |
| Net interest income | 229,000 | 464,000 | 702,000 | 951,000 |
| Noninterest income | 25,000 | 79,000 | 103,000 | 130,000 |
| Noninterest expense | 122,000 | 235,000 | 357,000 | 561,000 |
| Provision for loan losses | 0 | 30,000 | 130,000 | 130,000 |
| Pretax income | 132,000 | 278,000 | 318,000 | 390,000 |
| Income tax | 8,000 | 16,000 | 23,000 | 29,000 |
| Net income | 124,000 | 262,000 | 295,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,072,000 | 2,081,000 | 2,033,000 | 1,944,000 |
| Total capital | 2,314,000 | 2,338,000 | 2,305,000 | 2,220,000 |
| Risk-weighted assets | 19,276,000 | 20,443,000 | 21,673,000 | 22,007,000 |