Call reports 2004
LANDMARK BANK, NATIONAL ASSOCIATION — 2004
What LANDMARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 67,187,000 | 72,739,000 |
| Total loans | 49,860,000 | 52,035,000 |
| Allowance for loan losses | 764,000 | 816,000 |
| Securities available for sale | 2,300,000 | 2,228,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 60,642,000 | 65,897,000 |
| Interest-bearing deposits | 50,840,000 | 55,103,000 |
| Noninterest-bearing deposits | 9,802,000 | 10,793,000 |
| Equity capital | 6,199,000 | 6,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 839,000 | 1,698,000 |
| Interest expense | 220,000 | 454,000 |
| Net interest income | 619,000 | 1,244,000 |
| Noninterest income | 402,000 | 848,000 |
| Noninterest expense | 1,119,000 | 2,232,000 |
| Provision for loan losses | 96,000 | 230,000 |
| Pretax income | -194,000 | -370,000 |
| Income tax | -70,000 | -130,000 |
| Net income | -124,000 | -240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 5,220,000 | 5,043,000 |
| Total capital | 5,901,000 | 5,760,000 |
| Risk-weighted assets | 54,337,000 | 57,182,000 |