Call reports 2003
LANDMARK BANK, NATIONAL ASSOCIATION — 2003
What LANDMARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 52,014,000 | 56,167,000 | 64,386,000 | 64,942,000 |
| Total loans | 40,174,000 | 42,630,000 | 47,894,000 | 47,468,000 |
| Allowance for loan losses | 700,000 | 705,000 | 715,000 | 753,000 |
| Securities available for sale | 1,277,000 | 769,000 | 2,289,000 | 2,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,579,000 | 49,715,000 | 57,719,000 | 58,352,000 |
| Interest-bearing deposits | 39,585,000 | 40,940,000 | 47,733,000 | 49,384,000 |
| Noninterest-bearing deposits | 6,994,000 | 8,775,000 | 9,986,000 | 8,968,000 |
| Equity capital | 5,311,000 | 6,280,000 | 6,266,000 | 6,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,461,000 | 2,260,000 | 3,087,000 |
| Interest expense | 183,000 | 366,000 | 561,000 | 782,000 |
| Net interest income | 526,000 | 1,095,000 | 1,699,000 | 2,305,000 |
| Noninterest income | 345,000 | 738,000 | 1,170,000 | 1,647,000 |
| Noninterest expense | 897,000 | 1,816,000 | 2,777,000 | 3,709,000 |
| Provision for loan losses | 169,000 | 246,000 | 348,000 | 450,000 |
| Pretax income | -195,000 | -229,000 | -256,000 | -207,000 |
| Income tax | -69,000 | -78,000 | -86,000 | -82,000 |
| Net income | -126,000 | -151,000 | -170,000 | -125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,424,000 | 5,389,000 | 5,363,000 | 5,411,000 |
| Total capital | 4,967,000 | 5,955,000 | 6,012,000 | 6,061,000 |
| Risk-weighted assets | 43,243,000 | 45,113,000 | 51,823,000 | 51,870,000 |