Call reports 2001
NBC BANK, NATIONAL ASSOCIATION — 2001
What NBC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 603,500,000 | 594,351,000 | 600,206,000 |
| Total loans | 264,904,000 | 282,869,000 | 290,852,000 |
| Allowance for loan losses | 3,523,000 | 3,604,000 | 3,977,000 |
| Securities available for sale | 256,874,000 | 219,571,000 | 223,902,000 |
| Securities held to maturity | 2,046,000 | 2,048,000 | 2,050,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 534,887,000 | 525,554,000 | 525,425,000 |
| Interest-bearing deposits | 447,565,000 | 441,904,000 | 433,154,000 |
| Noninterest-bearing deposits | 87,322,000 | 83,650,000 | 92,271,000 |
| Equity capital | 59,108,000 | 59,444,000 | 64,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 10,238,000 | 20,483,000 | 30,422,000 |
| Interest expense | 4,982,000 | 9,461,000 | 13,388,000 |
| Net interest income | 5,256,000 | 11,022,000 | 17,034,000 |
| Noninterest income | 1,226,000 | 2,557,000 | 3,865,000 |
| Noninterest expense | 4,123,000 | 8,296,000 | 12,401,000 |
| Provision for loan losses | 120,000 | 290,000 | 745,000 |
| Pretax income | 2,242,000 | 5,738,000 | 8,548,000 |
| Income tax | 730,000 | 1,919,000 | 2,875,000 |
| Net income | 1,512,000 | 3,819,000 | 5,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 43,009,000 | 44,610,000 | 45,758,000 |
| Total capital | 46,532,000 | 48,214,000 | 49,652,000 |
| Risk-weighted assets | 303,779,000 | 309,305,000 | 311,442,000 |