Call reports 2009
BANK OF THE NORTHWEST — 2009
What BANK OF THE NORTHWEST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,134,000 | 37,857,000 | 35,034,000 | 37,629,000 |
| Total loans | 26,909,000 | 27,862,000 | 29,026,000 | 29,197,000 |
| Allowance for loan losses | 405,000 | 595,000 | 700,000 | 589,000 |
| Securities available for sale | 303,000 | 301,000 | 100,000 | 100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,188,000 | 31,118,000 | 29,264,000 | 32,151,000 |
| Interest-bearing deposits | 25,957,000 | 26,606,000 | 24,747,000 | 27,832,000 |
| Noninterest-bearing deposits | 3,231,000 | 4,512,000 | 4,517,000 | 4,319,000 |
| Equity capital | 6,890,000 | 6,656,000 | 5,715,000 | 5,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 930,000 | 1,405,000 | 1,902,000 |
| Interest expense | 180,000 | 326,000 | 457,000 | 581,000 |
| Net interest income | 273,000 | 604,000 | 948,000 | 1,321,000 |
| Noninterest income | 44,000 | 92,000 | 150,000 | 203,000 |
| Noninterest expense | 464,000 | 899,000 | 1,353,000 | 1,772,000 |
| Provision for loan losses | 20,000 | 316,000 | 419,000 | 722,000 |
| Pretax income | -167,000 | -519,000 | -674,000 | -970,000 |
| Income tax | -56,000 | -175,000 | 610,000 | 610,000 |
| Net income | -111,000 | -344,000 | -1,284,000 | -1,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,223,000 | 5,870,000 | 5,715,000 | 5,419,000 |
| Total capital | 6,558,000 | 6,205,000 | 6,049,000 | 5,749,000 |
| Risk-weighted assets | 26,733,000 | 26,516,000 | 26,344,000 | 26,120,000 |