Call reports 2008
BANK OF THE NORTHWEST — 2008
What BANK OF THE NORTHWEST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 15,400,000 | 18,489,000 | 23,568,000 | 36,940,000 |
| Total loans | 13,360,000 | 15,759,000 | 19,732,000 | 24,655,000 |
| Allowance for loan losses | 192,000 | 237,000 | 293,000 | 385,000 |
| Securities available for sale | 0 | 0 | 300,000 | 305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,905,000 | 11,088,000 | 16,389,000 | 29,849,000 |
| Interest-bearing deposits | 5,846,000 | 8,891,000 | 13,682,000 | 26,643,000 |
| Noninterest-bearing deposits | 2,059,000 | 2,197,000 | 2,707,000 | 3,206,000 |
| Equity capital | 7,452,000 | 7,301,000 | 7,132,000 | 7,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 461,000 | 763,000 | 1,186,000 |
| Interest expense | 40,000 | 87,000 | 173,000 | 308,000 |
| Net interest income | 158,000 | 374,000 | 590,000 | 878,000 |
| Noninterest income | 32,000 | 76,000 | 94,000 | 110,000 |
| Noninterest expense | 354,000 | 797,000 | 1,229,000 | 1,642,000 |
| Provision for loan losses | 99,000 | 144,000 | 200,000 | 292,000 |
| Pretax income | -263,000 | -491,000 | -745,000 | -946,000 |
| Income tax | -89,000 | -166,000 | -251,000 | -319,000 |
| Net income | -174,000 | -325,000 | -494,000 | -627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,072,000 | 6,844,000 | 6,590,000 | 6,391,000 |
| Total capital | 7,253,000 | 7,057,000 | 6,838,000 | 6,698,000 |
| Risk-weighted assets | 14,470,000 | 17,002,000 | 19,823,000 | 24,506,000 |