Call reports 2007
BANK OF THE NORTHWEST — 2007
What BANK OF THE NORTHWEST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Total assets | 12,539,000 | 13,696,000 |
| Total loans | 2,105,000 | 6,598,000 |
| Allowance for loan losses | 30,000 | 93,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 4,704,000 | 6,041,000 |
| Interest-bearing deposits | 3,991,000 | 5,006,000 |
| Noninterest-bearing deposits | 713,000 | 1,035,000 |
| Equity capital | 7,806,000 | 7,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Interest income | 125,000 | 321,000 |
| Interest expense | 22,000 | 66,000 |
| Net interest income | 103,000 | 255,000 |
| Noninterest income | 14,000 | 22,000 |
| Noninterest expense | 683,000 | 1,049,000 |
| Provision for loan losses | 30,000 | 93,000 |
| Pretax income | -596,000 | -865,000 |
| Income tax | -202,000 | -291,000 |
| Net income | -394,000 | -574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Tier 1 capital | 7,604,000 | 7,335,000 |
| Total capital | 7,634,000 | 7,428,000 |
| Risk-weighted assets | 5,428,000 | 9,134,000 |