Call reports 2011
RELIANCE BANK, FSB — 2011
What RELIANCE BANK, FSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q4 |
|---|---|
| Total assets | 68,849,000 |
| Total loans | 31,539,000 |
| Allowance for loan losses | 3,369,000 |
| Securities available for sale | 30,311,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 62,943,000 |
| Interest-bearing deposits | 61,235,000 |
| Noninterest-bearing deposits | 1,709,000 |
| Equity capital | 3,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q4 |
|---|---|
| Interest income | 3,130,000 |
| Interest expense | 834,000 |
| Net interest income | 2,296,000 |
| Noninterest income | -566,000 |
| Noninterest expense | 2,414,000 |
| Provision for loan losses | 196,000 |
| Pretax income | -883,000 |
| Income tax | 1,984,000 |
| Net income | -2,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q4 |
|---|---|
| Tier 1 capital | 2,963,000 |
| Total capital | 3,453,000 |
| Risk-weighted assets | 36,284,000 |