Call reports 2017
FIRST STATE BANK, KIOWA, KANSAS, THE — 2017
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 67,005,000 | 68,020,000 | 65,939,000 | 64,235,000 |
| Total loans | 49,611,000 | 48,794,000 | 45,773,000 | 45,335,000 |
| Allowance for loan losses | 1,025,000 | 951,000 | 949,000 | 930,000 |
| Securities available for sale | 12,781,000 | 12,561,000 | 12,106,000 | 11,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,913,000 | 54,712,000 | 53,616,000 | 52,390,000 |
| Interest-bearing deposits | 34,602,000 | 33,837,000 | 35,944,000 | 34,833,000 |
| Noninterest-bearing deposits | 19,311,000 | 20,875,000 | 17,672,000 | 17,557,000 |
| Equity capital | 10,096,000 | 10,389,000 | 10,430,000 | 10,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,427,000 | 2,125,000 | 2,778,000 |
| Interest expense | 54,000 | 96,000 | 167,000 | 228,000 |
| Net interest income | 665,000 | 1,331,000 | 1,958,000 | 2,550,000 |
| Noninterest income | 22,000 | 53,000 | 81,000 | 69,000 |
| Noninterest expense | 342,000 | 691,000 | 1,086,000 | 1,575,000 |
| Provision for loan losses | 200,000 | 300,000 | 500,000 | 930,000 |
| Pretax income | 145,000 | 399,000 | 460,000 | 121,000 |
| Income tax | 14,000 | 29,000 | 29,000 | -3,000 |
| Net income | 131,000 | 370,000 | 431,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,900,000 | 10,146,000 | 10,214,000 | 9,985,000 |
| Total capital | 10,545,000 | 10,788,000 | 10,826,000 | 10,599,000 |
| Risk-weighted assets | 51,251,000 | 51,063,000 | 48,689,000 | 48,833,000 |