Call reports 2015
FIRST STATE BANK, KIOWA, KANSAS, THE — 2015
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,308,000 | 75,950,000 | 76,228,000 | 83,246,000 |
| Total loans | 60,554,000 | 51,414,000 | 54,905,000 | 59,684,000 |
| Allowance for loan losses | 451,000 | 498,000 | 635,000 | 675,000 |
| Securities available for sale | 17,379,000 | 12,824,000 | 13,623,000 | 12,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,517,000 | 62,109,000 | 61,360,000 | 61,159,000 |
| Interest-bearing deposits | 40,879,000 | 39,614,000 | 38,092,000 | 38,489,000 |
| Noninterest-bearing deposits | 24,638,000 | 22,495,000 | 23,268,000 | 22,670,000 |
| Equity capital | 10,866,000 | 11,086,000 | 11,428,000 | 10,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,596,000 | 2,349,000 | 3,144,000 |
| Interest expense | 47,000 | 94,000 | 136,000 | 174,000 |
| Net interest income | 751,000 | 1,502,000 | 2,213,000 | 2,970,000 |
| Noninterest income | 26,000 | 53,000 | 82,000 | 112,000 |
| Noninterest expense | 329,000 | 711,000 | 1,059,000 | 1,530,000 |
| Provision for loan losses | 16,000 | 78,000 | 215,000 | 251,000 |
| Pretax income | 423,000 | 751,000 | 1,006,000 | 1,286,000 |
| Income tax | 0 | 23,000 | 36,000 | 50,000 |
| Net income | 423,000 | 728,000 | 970,000 | 1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,681,000 | 10,989,000 | 11,236,000 | 10,606,000 |
| Total capital | 10,786,000 | 11,487,000 | 11,871,000 | 11,281,000 |
| Risk-weighted assets | 63,398,000 | 56,150,000 | 58,126,000 | 61,180,000 |