Call reports 2013
FIRST STATE BANK, KIOWA, KANSAS, THE — 2013
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 74,452,000 | 74,594,000 | 79,591,000 | 78,477,000 |
| Total loans | 36,801,000 | 38,566,000 | 35,536,000 | 40,636,000 |
| Allowance for loan losses | 403,000 | 22,000 | 111,000 | 176,000 |
| Securities available for sale | 2,820,000 | 24,995,000 | 37,481,000 | 29,170,000 |
| Securities held to maturity | 17,509,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,063,000 | 63,701,000 | 63,348,000 | 62,965,000 |
| Interest-bearing deposits | 40,331,000 | 39,630,000 | 34,893,000 | 38,368,000 |
| Noninterest-bearing deposits | 25,731,000 | 24,071,000 | 28,455,000 | 24,597,000 |
| Equity capital | 6,342,000 | 9,134,000 | 9,507,000 | 9,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 547,000 | 1,308,000 | 2,081,000 |
| Interest expense | 55,000 | 43,000 | 80,000 | 120,000 |
| Net interest income | 556,000 | 504,000 | 1,228,000 | 1,961,000 |
| Noninterest income | 21,000 | 23,000 | 49,000 | 72,000 |
| Noninterest expense | 384,000 | 287,000 | 632,000 | 1,026,000 |
| Provision for loan losses | 0 | 25,000 | 116,000 | 208,000 |
| Pretax income | 193,000 | 65,000 | 362,000 | 640,000 |
| Income tax | -108,000 | 8,000 | 26,000 | 42,000 |
| Net income | 301,000 | 57,000 | 336,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,319,000 | 9,419,000 | 9,706,000 | 9,728,000 |
| Total capital | 6,722,000 | 9,441,000 | 9,817,000 | 9,904,000 |
| Risk-weighted assets | 45,180,000 | 49,922,000 | 43,730,000 | 47,293,000 |