Call reports 2012
FIRST STATE BANK, KIOWA, KANSAS, THE — 2012
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 68,468,000 | 67,497,000 | 68,371,000 | 71,074,000 |
| Total loans | 33,907,000 | 35,512,000 | 33,054,000 | 34,982,000 |
| Allowance for loan losses | 371,000 | 421,000 | 383,000 | 408,000 |
| Securities available for sale | 4,521,000 | 4,064,000 | 3,749,000 | 2,581,000 |
| Securities held to maturity | 15,787,000 | 16,752,000 | 17,915,000 | 17,454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,032,000 | 58,914,000 | 59,899,000 | 62,830,000 |
| Interest-bearing deposits | 38,309,000 | 38,509,000 | 39,126,000 | 38,763,000 |
| Noninterest-bearing deposits | 21,723,000 | 20,405,000 | 20,773,000 | 24,067,000 |
| Equity capital | 5,748,000 | 5,988,000 | 6,070,000 | 6,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,268,000 | 1,895,000 | 2,492,000 |
| Interest expense | 79,000 | 153,000 | 224,000 | 289,000 |
| Net interest income | 543,000 | 1,115,000 | 1,671,000 | 2,203,000 |
| Noninterest income | 24,000 | 78,000 | 110,000 | 137,000 |
| Noninterest expense | 292,000 | 621,000 | 931,000 | 1,303,000 |
| Provision for loan losses | 100,000 | 150,000 | 150,000 | 210,000 |
| Pretax income | 175,000 | 422,000 | 700,000 | 827,000 |
| Income tax | 51,000 | 59,000 | 128,000 | 163,000 |
| Net income | 124,000 | 363,000 | 572,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,708,000 | 5,948,000 | 6,035,000 | 6,027,000 |
| Total capital | 6,079,000 | 6,369,000 | 6,418,000 | 6,435,000 |
| Risk-weighted assets | 42,663,000 | 44,604,000 | 41,131,000 | 43,075,000 |