Call reports 2011
FIRST STATE BANK, KIOWA, KANSAS, THE — 2011
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,039,000 | 57,174,000 | 58,304,000 | 61,178,000 |
| Total loans | 33,990,000 | 34,106,000 | 31,890,000 | 33,922,000 |
| Allowance for loan losses | 481,000 | 481,000 | 531,000 | 581,000 |
| Securities available for sale | 5,145,000 | 4,655,000 | 3,555,000 | 4,445,000 |
| Securities held to maturity | 12,152,000 | 12,019,000 | 12,844,000 | 14,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,376,000 | 48,313,000 | 49,741,000 | 52,684,000 |
| Interest-bearing deposits | 39,585,000 | 35,309,000 | 36,619,000 | 35,906,000 |
| Noninterest-bearing deposits | 11,791,000 | 13,004,000 | 13,122,000 | 16,778,000 |
| Equity capital | 5,390,000 | 5,585,000 | 5,644,000 | 5,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,267,000 | 1,889,000 | 2,489,000 |
| Interest expense | 112,000 | 205,000 | 292,000 | 373,000 |
| Net interest income | 516,000 | 1,062,000 | 1,597,000 | 2,116,000 |
| Noninterest income | 28,000 | 57,000 | 83,000 | 107,000 |
| Noninterest expense | 299,000 | 629,000 | 920,000 | 1,275,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 245,000 | 490,000 | 710,000 | 848,000 |
| Income tax | 11,000 | 70,000 | 107,000 | 125,000 |
| Net income | 234,000 | 420,000 | 603,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,342,000 | 5,528,000 | 5,586,000 | 5,706,000 |
| Total capital | 5,823,000 | 6,009,000 | 6,071,000 | 6,223,000 |
| Risk-weighted assets | 39,712,000 | 39,665,000 | 38,742,000 | 41,259,000 |