Call reports 2010
FIRST STATE BANK, KIOWA, KANSAS, THE — 2010
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 47,730,000 | 53,541,000 | 55,301,000 | 55,127,000 |
| Total loans | 30,090,000 | 31,635,000 | 30,914,000 | 33,198,000 |
| Allowance for loan losses | 381,000 | 381,000 | 381,000 | 481,000 |
| Securities available for sale | 4,851,000 | 4,303,000 | 4,204,000 | 3,661,000 |
| Securities held to maturity | 5,957,000 | 10,243,000 | 11,114,000 | 11,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,639,000 | 45,375,000 | 47,429,000 | 47,466,000 |
| Interest-bearing deposits | 32,709,000 | 37,876,000 | 38,515,000 | 38,286,000 |
| Noninterest-bearing deposits | 6,930,000 | 7,499,000 | 8,914,000 | 9,180,000 |
| Equity capital | 5,193,000 | 5,313,000 | 5,337,000 | 5,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,156,000 | 1,761,000 | 2,393,000 |
| Interest expense | 136,000 | 288,000 | 439,000 | 567,000 |
| Net interest income | 437,000 | 868,000 | 1,322,000 | 1,826,000 |
| Noninterest income | 29,000 | 61,000 | 95,000 | 123,000 |
| Noninterest expense | 264,000 | 571,000 | 814,000 | 1,184,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 202,000 | 358,000 | 603,000 | 665,000 |
| Income tax | 55,000 | 94,000 | 162,000 | 239,000 |
| Net income | 147,000 | 264,000 | 441,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,112,000 | 5,229,000 | 5,249,000 | 5,234,000 |
| Total capital | 5,493,000 | 5,610,000 | 5,630,000 | 5,712,000 |
| Risk-weighted assets | 38,495,000 | 44,632,000 | 45,329,000 | 38,245,000 |