Call reports 2009
FIRST STATE BANK, KIOWA, KANSAS, THE — 2009
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,939,000 | 42,856,000 | 42,995,000 | 45,834,000 |
| Total loans | 23,843,000 | 26,881,000 | 28,521,000 | 30,501,000 |
| Allowance for loan losses | 380,000 | 380,000 | 380,000 | 380,000 |
| Securities available for sale | 7,862,000 | 6,383,000 | 6,114,000 | 5,071,000 |
| Securities held to maturity | 5,646,000 | 5,852,000 | 5,487,000 | 5,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,740,000 | 35,088,000 | 35,189,000 | 38,226,000 |
| Interest-bearing deposits | 28,192,000 | 26,926,000 | 28,639,000 | 29,783,000 |
| Noninterest-bearing deposits | 5,548,000 | 8,162,000 | 6,550,000 | 8,443,000 |
| Equity capital | 4,907,000 | 5,048,000 | 5,003,000 | 5,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,067,000 | 1,630,000 | 2,190,000 |
| Interest expense | 133,000 | 260,000 | 389,000 | 521,000 |
| Net interest income | 395,000 | 807,000 | 1,241,000 | 1,669,000 |
| Noninterest income | 27,000 | 60,000 | 94,000 | 121,000 |
| Noninterest expense | 236,000 | 479,000 | 739,000 | 1,029,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | 388,000 | 596,000 | 761,000 |
| Income tax | 56,000 | 104,000 | 155,000 | 236,000 |
| Net income | 130,000 | 284,000 | 441,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,765,000 | 4,920,000 | 4,884,000 | 4,968,000 |
| Total capital | 5,145,000 | 5,300,000 | 5,264,000 | 5,348,000 |
| Risk-weighted assets | 31,946,000 | 34,920,000 | 35,800,000 | 37,829,000 |