Call reports 2008
FIRST STATE BANK, KIOWA, KANSAS, THE — 2008
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,829,000 | 39,220,000 | 39,248,000 | 41,927,000 |
| Total loans | 20,510,000 | 21,552,000 | 21,247,000 | 23,862,000 |
| Allowance for loan losses | 382,000 | 381,000 | 380,000 | 380,000 |
| Securities available for sale | 8,391,000 | 8,492,000 | 7,750,000 | 8,149,000 |
| Securities held to maturity | 3,517,000 | 3,644,000 | 5,020,000 | 5,265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,441,000 | 31,733,000 | 32,212,000 | 34,616,000 |
| Interest-bearing deposits | 25,390,000 | 25,324,000 | 27,047,000 | 27,962,000 |
| Noninterest-bearing deposits | 6,051,000 | 6,409,000 | 5,165,000 | 6,654,000 |
| Equity capital | 4,845,000 | 4,847,000 | 4,789,000 | 5,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,108,000 | 1,657,000 | 2,194,000 |
| Interest expense | 201,000 | 381,000 | 550,000 | 716,000 |
| Net interest income | 355,000 | 727,000 | 1,107,000 | 1,478,000 |
| Noninterest income | 33,000 | 58,000 | 91,000 | 117,000 |
| Noninterest expense | 228,000 | 447,000 | 672,000 | 915,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 338,000 | 526,000 | 680,000 |
| Income tax | 33,000 | 104,000 | 146,000 | 184,000 |
| Net income | 127,000 | 234,000 | 380,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,658,000 | 4,765,000 | 4,711,000 | 4,828,000 |
| Total capital | 4,961,000 | 5,080,000 | 5,073,000 | 5,208,000 |
| Risk-weighted assets | 24,186,000 | 25,156,000 | 28,909,000 | 31,789,000 |