Call reports 2007
FIRST STATE BANK, KIOWA, KANSAS, THE — 2007
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,440,000 | 34,400,000 | 36,314,000 | 38,554,000 |
| Total loans | 18,999,000 | 21,133,000 | 18,924,000 | 20,722,000 |
| Allowance for loan losses | 378,000 | 379,000 | 380,000 | 381,000 |
| Securities available for sale | 9,919,000 | 9,048,000 | 8,619,000 | 8,640,000 |
| Securities held to maturity | 2,236,000 | 2,235,000 | 2,416,000 | 2,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,427,000 | 27,364,000 | 29,176,000 | 31,296,000 |
| Interest-bearing deposits | 23,947,000 | 22,772,000 | 23,582,000 | 23,548,000 |
| Noninterest-bearing deposits | 4,480,000 | 4,592,000 | 5,594,000 | 7,748,000 |
| Equity capital | 4,581,000 | 4,642,000 | 4,649,000 | 4,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,066,000 | 1,610,000 | 2,168,000 |
| Interest expense | 201,000 | 395,000 | 590,000 | 790,000 |
| Net interest income | 329,000 | 671,000 | 1,020,000 | 1,378,000 |
| Noninterest income | 25,000 | 49,000 | 78,000 | 104,000 |
| Noninterest expense | 203,000 | 412,000 | 636,000 | 869,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 308,000 | 462,000 | 613,000 |
| Income tax | 50,000 | 100,000 | 138,000 | 191,000 |
| Net income | 101,000 | 208,000 | 324,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,582,000 | 4,689,000 | 4,615,000 | 4,713,000 |
| Total capital | 4,863,000 | 4,986,000 | 4,895,000 | 5,016,000 |
| Risk-weighted assets | 22,381,000 | 23,672,000 | 22,319,000 | 24,131,000 |