Call reports 2006
FIRST STATE BANK, KIOWA, KANSAS, THE — 2006
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,531,000 | 35,223,000 | 34,266,000 | 35,825,000 |
| Total loans | 18,244,000 | 17,613,000 | 16,922,000 | 18,782,000 |
| Allowance for loan losses | 378,000 | 375,000 | 376,000 | 377,000 |
| Securities available for sale | 10,223,000 | 11,697,000 | 11,829,000 | 10,129,000 |
| Securities held to maturity | 868,000 | 967,000 | 1,761,000 | 2,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,663,000 | 28,303,000 | 27,296,000 | 28,786,000 |
| Interest-bearing deposits | 23,473,000 | 23,858,000 | 23,265,000 | 23,281,000 |
| Noninterest-bearing deposits | 4,190,000 | 4,445,000 | 4,031,000 | 5,505,000 |
| Equity capital | 4,496,000 | 4,547,000 | 4,547,000 | 4,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 976,000 | 1,477,000 | 1,987,000 |
| Interest expense | 156,000 | 333,000 | 527,000 | 726,000 |
| Net interest income | 329,000 | 643,000 | 950,000 | 1,261,000 |
| Noninterest income | 24,000 | 55,000 | 75,000 | 96,000 |
| Noninterest expense | 217,000 | 426,000 | 643,000 | 864,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 272,000 | 382,000 | 493,000 |
| Income tax | 54,000 | 92,000 | 130,000 | 165,000 |
| Net income | 82,000 | 180,000 | 252,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,576,000 | 4,675,000 | 4,572,000 | 4,648,000 |
| Total capital | 4,848,000 | 4,946,000 | 4,833,000 | 4,926,000 |
| Risk-weighted assets | 21,671,000 | 21,613,000 | 20,802,000 | 22,130,000 |