Call reports 2005
FIRST STATE BANK, KIOWA, KANSAS, THE — 2005
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 32,810,000 | 31,931,000 | 33,377,000 | 33,133,000 |
| Total loans | 16,161,000 | 17,632,000 | 15,924,000 | 19,392,000 |
| Allowance for loan losses | 378,000 | 380,000 | 381,000 | 377,000 |
| Securities available for sale | 11,431,000 | 11,588,000 | 11,029,000 | 9,565,000 |
| Securities held to maturity | 1,348,000 | 1,346,000 | 1,220,000 | 1,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,015,000 | 26,483,000 | 26,386,000 | 26,120,000 |
| Interest-bearing deposits | 23,805,000 | 22,839,000 | 22,846,000 | 22,055,000 |
| Noninterest-bearing deposits | 4,210,000 | 3,644,000 | 3,540,000 | 4,065,000 |
| Equity capital | 4,567,000 | 4,720,000 | 4,553,000 | 4,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 832,000 | 1,261,000 | 1,723,000 |
| Interest expense | 89,000 | 185,000 | 296,000 | 453,000 |
| Net interest income | 324,000 | 647,000 | 965,000 | 1,270,000 |
| Noninterest income | 26,000 | 51,000 | 78,000 | 103,000 |
| Noninterest expense | 195,000 | 384,000 | 607,000 | 821,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 155,000 | 314,000 | 436,000 | 552,000 |
| Income tax | 53,000 | 105,000 | 157,000 | 177,000 |
| Net income | 102,000 | 209,000 | 279,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,576,000 | 4,684,000 | 4,574,000 | 4,670,000 |
| Total capital | 4,828,000 | 4,947,000 | 4,822,000 | 4,949,000 |
| Risk-weighted assets | 20,000,000 | 20,957,000 | 19,743,000 | 22,200,000 |