Call reports 2004
FIRST STATE BANK, KIOWA, KANSAS, THE — 2004
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,435,000 | 33,005,000 | 31,883,000 | 31,783,000 |
| Total loans | 16,930,000 | 16,780,000 | 14,524,000 | 17,948,000 |
| Allowance for loan losses | 373,000 | 378,000 | 381,000 | 369,000 |
| Securities available for sale | 8,706,000 | 9,824,000 | 9,114,000 | 9,645,000 |
| Securities held to maturity | 1,892,000 | 1,889,000 | 1,817,000 | 1,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,201,000 | 27,957,000 | 26,950,000 | 26,801,000 |
| Interest-bearing deposits | 23,210,000 | 24,694,000 | 23,737,000 | 22,613,000 |
| Noninterest-bearing deposits | 3,991,000 | 3,263,000 | 3,213,000 | 4,188,000 |
| Equity capital | 5,801,000 | 4,762,000 | 4,659,000 | 4,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 866,000 | 1,261,000 | 1,658,000 |
| Interest expense | 98,000 | 196,000 | 294,000 | 382,000 |
| Net interest income | 337,000 | 670,000 | 967,000 | 1,276,000 |
| Noninterest income | 21,000 | 44,000 | 70,000 | 96,000 |
| Noninterest expense | 226,000 | 414,000 | 629,000 | 852,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 300,000 | 408,000 | 520,000 |
| Income tax | 47,000 | 99,000 | 151,000 | 161,000 |
| Net income | 85,000 | 201,000 | 257,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,566,000 | 4,674,000 | 4,549,000 | 4,650,000 |
| Total capital | 5,827,000 | 4,936,000 | 4,788,000 | 4,917,000 |
| Risk-weighted assets | 20,771,000 | 20,845,000 | 19,006,000 | 21,233,000 |