Call reports 2003
FIRST STATE BANK, KIOWA, KANSAS, THE — 2003
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 33,766,000 | 33,303,000 | 33,505,000 | 33,350,000 |
| Total loans | 18,977,000 | 18,384,000 | 15,366,000 | 19,575,000 |
| Allowance for loan losses | 406,000 | 367,000 | 353,000 | 361,000 |
| Securities available for sale | 7,848,000 | 7,949,000 | 8,965,000 | 9,438,000 |
| Securities held to maturity | 2,443,000 | 2,439,000 | 2,206,000 | 2,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,359,000 | 26,751,000 | 27,263,000 | 26,555,000 |
| Interest-bearing deposits | 23,568,000 | 23,512,000 | 23,920,000 | 22,596,000 |
| Noninterest-bearing deposits | 3,791,000 | 3,239,000 | 3,343,000 | 3,959,000 |
| Equity capital | 5,896,000 | 5,979,000 | 5,820,000 | 5,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 932,000 | 1,369,000 | 1,798,000 |
| Interest expense | 130,000 | 249,000 | 361,000 | 464,000 |
| Net interest income | 354,000 | 683,000 | 1,008,000 | 1,334,000 |
| Noninterest income | 21,000 | 45,000 | 66,000 | 88,000 |
| Noninterest expense | 181,000 | 398,000 | 609,000 | 828,000 |
| Provision for loan losses | 25,000 | 176,000 | 176,000 | 176,000 |
| Pretax income | 169,000 | 154,000 | 289,000 | 418,000 |
| Income tax | 53,000 | 33,000 | 76,000 | 112,000 |
| Net income | 116,000 | 121,000 | 213,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,618,000 | 5,622,000 | 5,570,000 | 5,663,000 |
| Total capital | 5,896,000 | 5,895,000 | 5,818,000 | 5,945,000 |
| Risk-weighted assets | 22,108,000 | 21,780,000 | 19,726,000 | 22,504,000 |