Call reports 2002
FIRST STATE BANK, KIOWA, KANSAS, THE — 2002
What FIRST STATE BANK, KIOWA, KANSAS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,686,000 | 35,030,000 | 35,322,000 | 33,843,000 |
| Total loans | 19,029,000 | 19,490,000 | 17,509,000 | 20,306,000 |
| Allowance for loan losses | 332,000 | 363,000 | 378,000 | 380,000 |
| Securities available for sale | 8,491,000 | 8,650,000 | 9,032,000 | 8,406,000 |
| Securities held to maturity | 2,032,000 | 2,538,000 | 2,475,000 | 2,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,527,000 | 28,709,000 | 28,866,000 | 27,327,000 |
| Interest-bearing deposits | 25,459,000 | 25,155,000 | 26,296,000 | 23,471,000 |
| Noninterest-bearing deposits | 3,068,000 | 3,554,000 | 2,570,000 | 3,856,000 |
| Equity capital | 5,625,000 | 5,840,000 | 5,822,000 | 5,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,052,000 | 1,554,000 | 2,020,000 |
| Interest expense | 226,000 | 430,000 | 622,000 | 780,000 |
| Net interest income | 302,000 | 622,000 | 932,000 | 1,240,000 |
| Noninterest income | 20,000 | 44,000 | 70,000 | 87,000 |
| Noninterest expense | 184,000 | 371,000 | 568,000 | 769,000 |
| Provision for loan losses | 17,000 | 17,000 | 17,000 | 17,000 |
| Pretax income | 121,000 | 278,000 | 417,000 | 541,000 |
| Income tax | 37,000 | 81,000 | 128,000 | 160,000 |
| Net income | 84,000 | 197,000 | 289,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,570,000 | 5,684,000 | 5,556,000 | 5,648,000 |
| Total capital | 5,845,000 | 5,965,000 | 5,823,000 | 5,936,000 |
| Risk-weighted assets | 21,985,000 | 22,435,000 | 21,203,000 | 22,961,000 |