Call reports 2001
STATE OF FRANKLIN SAVINGS BANK — 2001
What STATE OF FRANKLIN SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 215,049,000 | 219,716,000 | 224,895,000 | 256,567,000 |
| Total loans | 139,315,000 | 137,777,000 | 137,687,000 | 141,085,000 |
| Allowance for loan losses | 1,096,000 | 1,340,000 | 1,301,000 | 1,436,000 |
| Securities available for sale | 51,149,000 | 49,959,000 | 60,398,000 | 63,265,000 |
| Securities held to maturity | 7,991,000 | 6,991,000 | 3,995,000 | 9,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,078,000 | 177,622,000 | 182,053,000 | 208,920,000 |
| Interest-bearing deposits | 160,125,000 | 167,019,000 | 171,335,000 | 181,981,000 |
| Noninterest-bearing deposits | 9,953,000 | 10,603,000 | 10,718,000 | 26,939,000 |
| Equity capital | 16,174,000 | 16,389,000 | 17,155,000 | 16,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,919,000 | 7,847,000 | 11,578,000 | 15,378,000 |
| Interest expense | 2,553,000 | 5,075,000 | 7,369,000 | 9,327,000 |
| Net interest income | 1,366,000 | 2,772,000 | 4,209,000 | 6,051,000 |
| Noninterest income | 143,000 | 319,000 | 478,000 | 686,000 |
| Noninterest expense | 867,000 | 1,789,000 | 2,688,000 | 3,735,000 |
| Provision for loan losses | 66,000 | 361,000 | 421,000 | 557,000 |
| Pretax income | 576,000 | 941,000 | 1,578,000 | 2,445,000 |
| Income tax | 180,000 | 206,000 | 304,000 | 548,000 |
| Net income | 396,000 | 735,000 | 1,274,000 | 1,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,742,000 | 16,081,000 | 16,620,000 | 17,243,000 |
| Total capital | 16,906,000 | 17,466,000 | 18,031,000 | 18,688,000 |
| Risk-weighted assets | 152,588,000 | 153,248,000 | 160,641,000 | 168,253,000 |