Call report 2005Q4
STERLINGSOUTH BANK & TRUST COMPANY — 2005Q4
The 22 measures STERLINGSOUTH BANK & TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 157,379,000 | USD | evidence → |
| Total loans | 125,751,000 | USD | evidence → |
| Allowance for loan losses | 1,666,000 | USD | evidence → |
| Securities available for sale | 18,219,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,661,000 | USD | evidence → |
| Interest-bearing deposits | 119,924,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,737,000 | USD | evidence → |
| Equity capital | 12,924,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,038,000 | USD | evidence → |
| Interest expense | 3,065,000 | USD | evidence → |
| Net interest income | 4,973,000 | USD | evidence → |
| Noninterest income | 336,000 | USD | evidence → |
| Noninterest expense | 3,382,000 | USD | evidence → |
| Provision for loan losses | 560,000 | USD | evidence → |
| Pretax income | 1,367,000 | USD | evidence → |
| Income tax | -1,000 | USD | evidence → |
| Net income | 1,368,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,321,000 | USD | evidence → |
| Total capital | 14,987,000 | USD | evidence → |
| Risk-weighted assets | 135,471,000 | USD | evidence → |